Moving Soon? Adjust Your Auto Insurance with Ease – E. A. Funk & Associates Has You Covered
                      
 
Moving to a new home can impact how much risk your vehicle 
faces. What worked for you in your old home might not work for 
you in your new one. Therefore, it is best to specifically review 
your auto policy during your move. Your insurance agent can help 
you update and adjust your coverage so that it remains effective in
your new place. 
Call Your Insurer When You Move
As your risk level changes, your insurance coverage and costs 
likely will also. Let’s look at a couple of the ways that moving 
might impact your insurance: 
 Different locations have their own vehicle risk profiles. For 
example, the theft and accident rates in your new 
neighborhood might be higher than in your old location. That’s 
an increased safety risk to you. It’s also a cost risk to your 
insurer. The higher risks might drive your insurance costs 
upward. 
 Your drive times might get shorter, or longer. Let’s say your 
move lengthens your daily commute by 15 miles each way. You
will drive 150 more miles per 5-day week than you previously 
did. This means you might have more chances of experiencing 
an accident. Your policy prices might increase, or you might 
need higher coverage limits to protect you from potential 
accidents. Ask your agent their recommendations. 
So, it’s important to re-evaluate your  car  insurance  coverage 
shortly after your move. The sooner you do it, the safer you likely 
will be. Doing so can help ensure that you receive maximum 
coverage and services for any claim  
 
 
Ask About Bundling When You Move 
When you buy your new home, you’re likely going to have to take 
out homeowners insurance on the property. Ask your agent if you 
can bundle your home insurance policy with your existing car 
insurance coverage. 
Bundling means buying both policies from the same insurance 
company. You will generally only pay one bill for both policies. 
Most insurers award bundling discounts. By bundling, you could 
ultimately save on your coverage than if you buy your policies 
separately. 
 
Contact With Us 
Phone: 631 467 4747 
Website:  www.ericfunkagency.com