The Future Of BNPL – A Shift From Good To Great
                     The Future Of BNPL – A 
Shift From Good To Great
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BNPL
• BNPL- Buy Now Pay Later has turned out to be utterly feasible and has gained huge 
attention. The US data shows that shoppers have been heavily dependent on the 
BNPL purchase and this trend is likely to continue. It is not a fad, it will stay here as it 
has eased the process of purchase across the globe and has reduced the burden on 
pocket. Now shopping is digestible more and comes in budgets with BNPL pay.
• It has come up as a brilliant alternative to credit cards where shopping now and 
paying later is an option available. It is a kind of immediate shopping by committing 
to later payment. Most shoppers pay for an item in installments and once the full 
amount is paid then the full ownership is taken. BNPL is an excellent shopping 
option that is also boosting the economy as shoppers are more willing to shop for 
the items now that wasn’t possible earlier.
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I will tell you about what BNPL is and why it is fetching so much attention? 
Why it will stay in the future and how it is becoming an accelerator for 
retailers.
• Shopping was made easy with some lending or credit card options but in the end, it 
brought so much debt disappointing people to another level. But BNPL has emerged 
as an alternative to debt/loans and credit cards where many shoppers are 
embracing it and managing personal expenses as well. The transactions now are 
interest-free and easy to do. This has given a big relief to the two big geographies- 
Gen X and millennial shoppers. BNPL has become a great option now.
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Shoppers love this option of BNPL pay due 
to some reasons including:
• Convenience of shopping
• Flexibility at paying
• Transparency in transactions
• In fact, BNPL applications have added so much 
comfort to shopping and a huge mass is 
downloading and using the apps.
• BNPL is here to stay…
• Retailers are gaining benefits from the 
purchase and sale through BNPL. This is the 
perfect option for merchants to enjoy with 
lower cart abandonment and more conversion 
rates because of the ease of shopping.
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