When can FA Seller create a contract, and what is the EMD adjustment
                     When can FA Seller create a contract, 
and what is the EMD adjustment?
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FA Sellers can create a contract once the FA 
Buyer has paid transaction charges. During 
contract creation, they can choose to adjust the 
Earnest Money Deposit (EMD) against the final 
invoice by selecting "Yes" or "No".
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