Gold loan
                     Financial Needs Bothering You? Here is How Kosamattam Finance Can Come to Your Aid
Are you undergoing fiscal shortfalls? Do you need quick money to meet your needs? Why go elsewhere
when Kosamattam Finance has assistances for you? Acquaint with our various backup products to find out
which suits you best to meet your urgent monetary needs.
  Non-Convertible Debentures (NCD) 
Long term financial instruments called NCDs are issued on an agreed upon amount, time tenure and fixed 
interest rate to those who are in need of a financial help. NCDs are invested through demat accounts and 
cannot be converted into shares or equities. It has monthly and cumulative interest payment options. 
However, NCDs are not open for Non Resident Indians (NRI)
  FOREX 
For those who travel abroad for brief visits, official journeys or pursuing career or studies can come to
Kosamattam Finance for exchanging currencies at best exchange rates. All prominent world currencies are
exchanged at Kosamattam Finance ‘on the dot’. Foreign currency exchange can be done in the branches
open in every ‘nook and cranny’ of the country through our proficient finance specialists.
  Money Transfer 
Send and receive money to and from any part of the world through our Money Transfer division. Through
Immediate Payment Service (IMPS) transfer, we make sure that money is transferred in few seconds and
that too devoid of any service charges.
  Bond 
Debt securities are offered as bonds at reasonable interest and principal rates for a specified maturity date.
Bonds are one easy way of borrowing money. Bonds can raise the funds required for meeting the special
money requirements. The borrower only needs to pay back the amount on bond maturity. Another feature
of bond is that it can be sold to other investors once issued- this means that the bond holder need not put up
with the bond till the maturity date and can be resold.
  Micro Finance 
With the objective of enhancing the social and economic conditions by lending money to the low income
populations, by offering insurance, deposits and other services. Micro financing is a blessing to the low
earning members of the society and this will nullify the fissure existing between the financial requisites of
the lower earning strata of the society and money loaning facilities. 
  Gold Loan 
Gold has always answered the shortfalls of money. One best thing about loan at home is that it serves the
financial needs at the time and the gold remains safe in our hands. India being a large consumer of gold,
this source of money has assisted the public many ways. Gold Loan interest rates are set at a very low rate
in Kosamattam Finance as compared to others in the market. 
Apart from these money lending and availing techniques, Kosamattam Finance also has other methods that
offer  long term and short  term money assistance to the customers like Insurance services,  Depository
services etc. 
The  ages-long  experience  in  the  field,  strong  customer  data  base,  fairly  low  interest  rates,  ease  and
quickness of transactions, transactions built strong on laws and statutes are all the contributing factors of
Kosamattam Finance being one of the most sought after NBFC in the country.