The Weighted-Average Remaining Maturity (WARM) method reduces computation time as it does the averaging on the way in. But, the computation time should not be lowered to the point where the granularity of the portfolio gets affected. Financial institutions need to be aware of this while implementing the Current Expected Credit Loss (CECL) standard. For More Information Please visit: https://www.ceclexpress.com/insights/deep-dive-into-the-warm-method-and-averaging-effects-on-outliers