TFSA Account Canada Guide to Holding Physical Gold and Silver 
                     R E G I S T E R E D  P R E C I O U S  M E TA L S  A C C O U N T S
TFSA Account Canada 
Guide to Holding 
Physical Gold and 
Silver
A plain-language guide to registered precious 
metals accounts in Canada
About Guildhall Wealth
• Canadian precious metals dealer serving 
clients since 2002 Serving 
• Buy, sell, store and service physical gold 2002 Canadians
and silver
• Introduced Registered Precious Metals 
Accounts with Questrade in 2015 Registered 
• Led by senior brokers Jeremy Wiseman and 
Jerry Correia 2015 accounts introduced
40 Combined team 
yrs experience
2
Real Bullion in a Registered 
Plan
Own physical gold and silver bars directly inside an RRSP, TFSA or other 
registered plan.
Physical bars, in your Through Questrade
nSpaemcifiec bars you own, held A TFSA account Canada 
inside your registered plan residents open through 
Questrade can hold the metal
Fully allocated and Itemized Inventory 
sNeotghrinegg ias tpeodoled, swapped or RLisetps oevretry bar by description 
commingled and serial number
3
Ownership, Not a Promise
Certificates, ETFs and pooled accounts give you a promise of bullion. A 
registered account holds the metal itself.
Titled Secure Insured Verifiable
ownership storage
Nothing is Brinks Underwriters at Audit your 
pooled, swapped depositories in Lloyd's of London holdings in 
or commingled Peterborough, person with one 
ON and Calgary, week's notice
AB
4
Recognized Gold & Silver 
Options
Silver Gold
• 100 oz bars • Kilo bars (32.15 oz)
• Kilo bars (32.15 oz) • 10 oz, 5 oz and 1 oz bars
• 10 oz bars • 1 oz Maple Leafs
• 1 oz Maple Leafs (tube of 
25)
Royal Canadian Mint, 
Refiners on the LBMA 
At least 99.9% pure PAMP Suisse, 
Good Delivery List
Valcambi, Asahi
Metal you already own cannot be deposited. It must be bought through a dealer such as 
Guildhall.
5
Which Accounts Qualify
Whether you choose a TFSA account Canada has to offer or another plan, 
several account types qualify.
Locked-in & Education & 
Savings
income home
• RRSP • LRSP • RESP
• Spousal RRSP • LIRA • FHSA
• TFSA • LIF
• RRIF
Open a new account or transfer all or part of an existing one. Transfers between 
registered plans are not taxed.
Speak with your advisor or accountant about which account suits you.
6
Understanding the Costs
Item Cost
Opening the 
No charge
account $104
Reimbursed by Questrade, up to $150 
Transfer fee
per account a month in storage and 
insurance on a 
Allocation fee $2 per bar, plus tax $100,000 holding
Storage & 
1.25% per year, billed monthly
insurance
Account 
None
management Priced in U.S. dollars at 
Questrade's exchange 
Market price plus dealer premium of up 
Metal purchase rate. All-in cost is 
to 5%, lower for larger accounts quoted upfront.
7
Four Steps to Get Started
1 2 3 4
Book a call Open your Fund it Acquire your 
account metal
Ask questions About 20 Direct funding: Bars go into the 
and learn the minutes with about 72 hours. vault in your 
process help. Questrade Transfers: up to name; your 
typically 20 business days inventory report 
approves within follows
a day
Setting up a TFSA account Canada investors can fund with physical metal follows the 
same four steps.
8
Good to Know
Liquidity Delivery
Buy or sell by phone, Mon–Fri, Possible in most cases, except 
9:30 am–3:30 pm ET. Sales LIRA and LRSP accounts
usually settle in 1–2 business 
days.
Account holder Support
Questrade holds the account; it A dedicated Guildhall associate 
is regulated by CIRO and a CIPF stays with you while you hold 
member the account
Considering a TFSA account Canada plan with gold or silver? Start 
with a conversation.
Guildhall Wealth is a precious metals dealer, not a financial adviser. It does not provide advice on registered 
accounts.
9
1-866-274-9570
Thank You
guildhallwealth.com
Hold something real in your 
retirement plan.
Monday to Friday, 
9:30 am to 5:00 pm 
Book a Consultation ET