How To Create UPI Payment Link & Pay Through It?
                     How To Create UPI Payment Link & 
Pay Through it?
An Introduction
Did you know it also holds the potential to unlock exciting business opportunities? In this 
article, we will not only show you how to create and utilize UPI payment links for your 
everyday transactions but also shed light on the benefits it presents for aspiring 
entrepreneurs. So, whether you're a casual user or someone curious to start your own 
payment gateway business, buckle up and get ready to master the power of UPI payment 
links! Read on.
Understanding UPI Payment Links
Before diving into the process of creating a UPI payment link, let's understand what exactly 
it is and how it works. UPI payment links are unique URLs generated by payment service 
providers that allow users to request or receive payments directly into their bank accounts 
linked to UPI. These links can be shared via various channels such as messaging apps, 
emails, or even embedded on websites, making it convenient for both businesses and 
individuals to send or receive money seamlessly.
 
How To Create a UPI Payment Link?
Step 1: Choose a Payment Service Provider
• Select a reliable payment service provider or UPI-enabled app that offers the option to 
generate payment links. Popular choices include Google Pay, PhonePe, Paytm, and BHIM 
UPI.
• Step 2: Access Payment Link Feature
• Once you have chosen your preferred payment service provider, navigate to the option 
that allows you to create a payment link. This feature is typically found in the app's menu 
or under the 'Payments' section.
How To Create a UPI Payment Link?
Step 3: Enter Payment Details
• Fill in the required details such as the amount to be paid, a brief description of the 
transaction, and the recipient's UPI ID or virtual payment address (VPA).
Step 4: Generate Payment Link
• After entering the necessary information, the payment service provider will generate a 
unique URL or QR code that represents the payment link. You can then copy the link or 
share it directly with the intended recipient.
How To Use Created UPI Payment Link?
Step 1: Share the Payment Link- Share the generated payment link with the person or 
business you wish to transact with. You can do this via messaging apps, emails, or by 
embedding the link on your website or social media platforms.
Step 2: Recipient Makes Payment
Once the recipient receives the payment link, they can simply click on it to initiate the 
payment process. They will be redirected to their preferred UPI-enabled app or payment 
gateway, where they can authorize the transaction by entering their UPI PIN.
Benefits of UPI Payment Links
• Convenience: UPI payment links eliminate the need for sharing bank account details, 
simplifying the payment process for both parties involved.
• Instant Transactions: Payments made through UPI links are processed instantly, ensuring 
quick and hassle-free transactions.
• Secure: UPI transactions are highly secure, utilizing advanced encryption and authentication 
protocols to safeguard user information and funds.
• Trackable: Payment links come with built-in tracking features, allowing users to monitor the 
status of their transactions in real-time.
Tips For Effective Use of UPI Payment Links
• Customize Payment Links: Some payment service providers allow you to customize 
payment links with a personalized message or invoice number, making it easier to track 
transactions.
• Promote Secure Sharing: Educate users on the importance of sharing payment links 
securely and avoiding sharing sensitive information such as UPI PINs or OTPs.
• Integrate with Business Systems: Businesses can integrate UPI payment links with their 
existing invoicing or billing systems for seamless payment collection and reconciliation.
Conclusion
In conclusion, UPI payment links offer a fast, secure, and convenient way to handle 
transactions, eliminating the need for cash or lengthy bank details. This innovative tool not 
only simplifies personal payments but also opens up exciting opportunities for businesses. 
By understanding and utilizing UPI payment links, you can enhance your transaction 
process, whether for everyday use or to start your own payment gateway business. 
Master the power of UPI payment links today and enjoy the benefits of seamless digital 
transactions.
THANK YOU