A financial option provided by the United States Department of Agriculture (USDA) to assist public facilities in rural areas is the Cup Loan Program. This program offers reasonable loans for constructing and maintaining facilities including community centers, hospitals, fire stations, and libraries. It strives to improve living conditions in rural areas and is accessible in practically all states in the nation. Cup Loan Program Public facilities can obtain loans with low interest rates and flexible repayment terms under the Cup Loan Program. Therefore, they are able to borrow money to improve and utilize their homes. It is easier for institutions with limited resources because the loans can be repaid over a lengthy period of time—up to 30 years.