Jamie Goldstein highland beach-Let’s find the path to your dream home today
                     Jamie 
hGioglhdlsatnedin beach
-  An Owner of
Pil ar 
Real  
EReasl Esttaate to eMake Money and Build 
Wealth
Buying a home can be  
stressful during the best 
of  times, and it might 
feel  positively 
overwhelming  during a 
pandemic.
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7 Steps dnoewta,i ltshe overall process of  buying remains the 
Btouying asanmd eu n—derstanding the key  steps can help you 
a reach  your goal and House dmraekaem y ao ur
reality.
 STEP 1: CHECK YOUR 
CREDIT
 SCORE ?
If you’re trying to improve 
your score  
credit   you before 
aupnpdleyrinstga,nd factors th at can 
 impact your score: should
Payment history
Total debt
Length of credit 
history  New credit
Type of credit
 STEP 2: 
F OIGUUT RHEOW 
MUCH
 HOUSE YOU 
CAN
 AFFORD
When you get pre-approved, your  
lender wil tel you the maximum  
amount you’re able to borrow 
(we’l  talk more about the pre-
approval  process later). But you 
don’t need to  wait for the pre-
approval to get a  general sense 
of what you can  afford.
Step 3: Find a real estate 
agent
Market insights: identifies home value trends, new 
developments, buyer  demand and overall state of the 
market
Offer price: determines what a home is worth and 
recommends a  competitive initial offer amount
Negotiating: knows when to argue for a lower price and 
how to negotiate  contingencies and repairs
Local familiarity: has insider tips about the neighborhood 
and area schools  Professional recommendations: provides 
referrals for a trusted lender,  attorney, contractor or other 
vendors
Experience: simplifies the process by handling hiccups, 
staying on top of  due dates and overseeing paperwork
Step 4: Start the 
hseoamrceh
Searching available homes online is a great way 
to start  your house-hunting process. According to 
the Zillow  Group Report, 88% of buyers use 
online resources in their  home search. Start on 
Zillow and search for homes in  your target area, 
then filter by price and your must-haves.  
Additionally, your agent can send you listings and  
schedule showings.
Step 5: Make an 
offer
Once you’ve found the right home, you should 
make your  offer based on a comparative market 
analysis (CMA)  done by your agent. The CMA is a 
calculation of a home’s  market value based on 
comparable recent sales in the  same area.
Step 6: Schedule the 
inspection
Usually, the inspection is scheduled within a week of the contract being 
signed. It’s  recommended that you attend the inspection, as it’s a good 
way to get a better  understanding of the inner workings of the home.
Step 7: Secure 
yfionuarncing
Even if you’ve been pre-approved, you still need 
to take a  few additional steps to officially submit 
the mortgage  application. Once you’ve 
completed the following steps,  assuming 
everything checks out, you should receive the  
“clear to close,” which means that the lender has 
 approved your purchase.
Thank You !
For Spending Your Day With 
Us
Website
h tt
ps://www.pillar.vc/team/jamie-goldstein/