Uploaded on Jan 9, 2022
Bond requirements for Ohio plumber HVAC Contractor Insurance | HVAC Technician Insurance | HVAC contractor insurance cost Many cities and counties in Ohio require that all plumber contractors be registered and bonded. For example, in Hamilton County, plumbing contractors must register with the Hamilton County Public Health department and submit proof of a $10,000 bond.6
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How to apply for a Texas HVAC contractor license and HVAC
contractor insurance cost
To obtain a Texas HVAC contractors license, you must pay a $115 licensing
fee and fulfill one of the following experience requirements:
Have at least four years of experience working under the guidance of an
HVAC contractor that is licensed within the past six years
Hold a technician certificate that you earned within the past year and have
at least three years of experience working under the guidance of a licensed
HVAC contractor within the past four years
Qualify for an experience exception based on education or training in a
similar field.
Contractors may qualify for a full or partial exemption of the experience
requirements by earning an HVAC degree or certification, holding an
engineering license, demonstrating related military experience or fulfilling
other apprenticeship programs not officially designated by TDLR.
HVAC license classes and endorsements
On the application for an HVAC contractor’s license, you must select a
combination of license class and endorsement. The option you choose will
affect which licensing exam you take, the insurance coverage you need and
the equipment you can service. You can choose from:
Class A license with Environmental Air Conditioning endorsement
Class B license with Environmental Air Conditioning endorsement
Class A license with Commercial Refrigeration / Process Cooling or Heating
endorsement
Class B license with Commercial Refrigeration / Process Cooling or Heating
endorsement
Class A license holders are not limited in the size of equipment they can
service. Class B license holders can only take jobs on cooling systems if the
cooling capacity per unit is less than 25 tons and on heating systems if the
heating capacity per unit is below 1.5 million BTUs/h.
Contractors with Commercial Refrigeration/Process Cooling or Heating
endorsements can only work on coolers, freezers, ice machines and other
units with built-in temperature and humidity controls. More about What
Type of Insurance Do You Need as an HVAC Contractor?
Contractors with Environmental Air Conditioning endorsements can work on
all equipment as well as circulation and ventilation systems.
HVAC business insurance requirements in Texas
Before you can receive your HVAC contractor license, you must meet the
Texas HVAC license and insurance requirements. The HVAC insurance
coverage levels vary based on your license class:
For Class A licenses, you need commercial general liability insurance. The
minimum limits for property damage and bodily injury are $300,000 per
occurrence and $600,000 aggregate. The minimum limit for products and
completed operations is $300,000 aggregate.
For Class B licenses, you also need commercial general liability insurance.
The minimum limits for property damage and bodily injury coverage are
$100,000 per occurrence and $200,000 aggregate. The minimum limit for
products and completed operations is $100,000 aggregate.
Once you get coverage, you will need to file a certificate of insurance with
the department. In addition, it's advised that you carry workers'
compensation coverage in Texas if you have employees and commercial
auto insurance if your business uses company-owned vehicles.
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