A Guide To Major Credit Card Issuers
                     A Guide To Major 
Credit Card Issuers
Are You Applying For Your First Credit Card?
Before you choose any of the credit cards either it is Visa or Citibank credit card, you 
need to understand the expectations of the credit card issuers.
What Do You Mean By Credit Card Issuer?
A credit card issuer is a company that provides credit 
cards to users. When an individual is at a point of 
making purchases, an issuer is responsible for sending 
payments for purchases made with the credit card of 
that bank. Also, an issuer helps in extending a credit 
limit to those who qualify the credit card.
Major Credit Card Issuers
• American Express
• Bank of America
• Capital One
• Chase
• Citibank
• Credit One
• Mastercard Credit Card
• Visa
• Wells Fargo
What A Credit Card Issuer Wants You To Do?
• A credit card issuer does not want cardholders to 
pay off the balance each month. Those who carry 
balances help an issuer makes money from interest 
payments.
• A credit card issuer wants you to pay only the 
minimum. When you pay the minimum balance, 
most of the payment goes to interest.
• A credit card issuer wants a cardholder must have 
less than perfect credit. This helps issuers to make 
more money off you. 
Be it a MasterCard, Capital One, or Citibank credit 
card, it is essential for you to pick the one that meets 
your daily needs. Also, it is good to learn who card 
issuers are and what they expect. This will help you 
attain the most from your credit card accounts.