What Kind of Benefits to Get from Income Insurance Claim Policy
                     LIFE MATTERS CLAIMS
What Kind of 
Benefits to Get 
from Income 
Insurance Claim 
Policy
DEPENDING ON YOUR 
REQUIREMENT, AN 
INSURANCE CLAIM Life Matters Claims
CONSULTANT CAN HELP YOU 
OPT FOR THE RIGHT POLICY.
IF YOU HAVE TRAUMA INSURANCE, IT CAN BE REPLACED 
WITH INCOME INSURANCE. WITH PRIVATE INSURANCE, 
YOU CAN USE IT TO PAY FOR MEDICAL EXPENDITURES. 
THESE ARE AN IMPORTANT PART OF THE INCOME 
PROTECTION CLAIM PROCESS AND AN INDIVIDUAL 
SHOULD FOLLOW IT CORRECT TO MAKE THE RENEWAL 
PROCESS A HASSLE-FREE ONE.
WHAT ARE THE WAYS TO GET INCOME PROTECTION 
BENEFIT?
•  Individual should notify the insurer as soon there is any injury or illness due to which you 
cannot work.
• The insurer is responsible for sending relevant papers, including salary continuation details 
with GP, tax details, claim form, income replacement report, and the related ones.
• The individual need to furnish pay and leave details of the past one year with certified 
age proof documents.
• It is important to send the complete documentation to the insurer after the period expires 
after one, two, or up to 180 days, depending on the policy
Benefits Covered under 
Income Protection Claim
Under an income protection insurance claim, one can expect to get the 
following benefits:
Benefit for Partially Disabled
THIS IS APPLICABLE WHEN AN INDIVIDUAL IS ABSENT FOR 10 TO 14 CONSECUTIVE DAYS FROM WORK.
  BENEFITS FOR TOTALLY 
DISABLED
This insurance coverage is offered when the person is unable to work on account 
of illness or injury. The person cannot perform duties in the office and has been 
advised to complete rest for an uncertain period. 
DECIDING ON WHETHER YOU NEED INCOME 
PROTECTION CLAIM?
One can avail of the benefits of income insurance if 
you:
• Have debt or mortgage, and you have to make payments when you 
are not working.
•   A business owner or self-employed person who does not have 
annual leave.
• If you have family members who are dependents on your monthly 
income. 
Therefore, the income protection insurance claim is beneficial due to the 
above-said reasons, and you should get it. Depending on the range of 
income protection you need, you should check the budget and prepare it 
well.
Things to Consider 
before Buying 
•InRseuadr athnec ceonditions before applying 
for it.
• Check the policy money with a 
consultant before opting for it.
•  Try to maintain cover updated after the 
expiry.
•    Be clear about medical 
history.
The Final Part
When unable to decide on the income protection claim process, it is 
better to approach the reliable consultants at Life Matters Claims. The 
experienced team helps handle your insurance claim easily and getting 
the benefits on time. Speaking to an experienced income insurance 
claim consultant would be a guide as the person can guide you on the 
right track to enjoy the benefits of the insurance claim.
For More Information
Visit : 
www.lifemattersclaims.com.au
Mail us : 
[email protected]
Call us : +61 1300 
784 108
Give us Visit here :Sunshine Coast, 
Queensland, 4000
Australia