Buying a car is a big milestone, and choosing the right car loan makes all the difference. This complete guide explains everything Indian buyers need to know about car loans—from eligibility, interest rates, and EMIs to documentation and smart repayment tips. Whether you are purchasing a new or used car, this blog helps you avoid common mistakes and make confident decisions. With platforms like Upniva, you can compare multiple lenders, understand real costs clearly, and apply for a car loan that fits your budget and lifestyle. A simple, smart approach today can put you on the road with peace of mind tomorrow