Uploaded on Dec 2, 2021
A windscreen replacement in luxury vehicles may end up burning a big hole in your pocket if you don’t have the right insurance coverage. But not all insurance policies offer this type of coverage. Windscreen damage is a part of a comprehensive vehicle insurance claim.
Steps followed while applying for Windscreen Insurance Claim
Steps followed while
applying for
Windscreen Insurance
Claim
Car Windscreen
Specialist
The car windscreen is an important component of your
vehicle. Being made of glass, the windshield of your car can
easily get cracked because of some unpredictable scenarios
like damage caused by the debris, getting hit by the branch
of a tree.
But driving with a cracked windscreen is very dangerous
and with the constant vibration of the vehicle in motion,
even the smallest damage can grow eventually and can
obstruct road vision. Therefore, if your car’s windshield is
damaged, you should always get it repaired as early as
possible. And the good news here is that getting the
windscreen repaired or windscreen replacement is just a
snap.
A vehicle insurance policy that
covers windscreen damage?
The comprehensive vehicle insurance policy offers coverage for
all kinds of automotive issues including windscreen damage. But
what is a comprehensive car insurance policy? The
comprehensive insurance policy includes optional coverage that is
mainly purchased on top of collision insurance. This type of policy
offers coverage for protecting the vehicles from all the damages
that are not only caused by other cars but also from the “act of
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Vandalism, accident, fire, or some other man-made
calamities
The collision of animals or bird
Debris and stone hitting the windscreen when
driving
Hails falling on your car windscreen during the
storm
Football or baseball crashing into the windscreen
Natural calamities like floods, thunderstorms,
hailstorms, or earthquakes.
How to apply for the
Windscreen Insurance Claim.
Once your vehicle windscreen gets damaged, inform the
insurer about the said damage and file the claim for repair or
replacement of the same. Besides, you can send the hard copy
or can file the claim application online.
In case your car windscreen got damaged because of
vandalism, then you have to call the police first, then file and
obtain the FIR copy, and then submit that claim with the
insurer to avail the windscreen insurance claim.
If the comprehensive policy comes with a cashless clause, then
you have to take the vehicle to a service center, which already
has a tie-up with the insurer. This will help you to avail yourself
of the cashless benefits.
Whether you need to repair it or replace it, if the accident that
resulted in the damage is covered under the comprehensive
policy, then the insurer will pay for the cost.
The next step is to take your vehicle to your chosen garage. The
experts of the garage would check the damage and will also advise
whether you need to repair or replace the windscreen. Repairing or
replacing the windscreen would take 30-40 minutes. And after that,
your car is immediately safe to drive. But in the case of windshield
replacement, the condition often depends on factors like the
materials used and the weather conditions. And here the technician
would inform you about the safe time to resume driving.
But if you don’t want to get the vehicle fixed by any of the tie-up
garages, then you can also consider getting it done from a different
service provider. Doing this will ensure that you are ready to stake
a claim against the insurance policy. But here you may lose the
cashless feature mentioned in the policy document. Here you have
to submit the bills to the insurance provider when you want the
claim for reimbursement.
Contact us
LETS DO SOMETHING AMAZING!
Address: Phone no:
3-G Lorong Tiara 1b, Bandar +60 13-833 3038
Baru Klang, 41150 Klang,
Selangor, Malaysia
To know more about us visit us now at
https://mobilewindscreen.com.my/
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