Choose Cheap Long Distance Movers Based on Insurance
                     Choose Cheap Long Distance Movers Based on 
Insurance
While moving, it is impossible to guarantee that all of your belongings 
will arrive at your destination in the same condition. So, carefully 
investigate your c heap long distance movers in terms of insurance 
coverage before you hire them.
When hiring  cheap long distance movers , it is impossible to guarantee that all of your 
belongings will arrive at your destination in the same condition. Damage to your belongings can 
occur during transit, in storage, and when your items are being carried,  they can be accidentally 
dropped, dented, or broken by movers or any natural circumstances. Most insurance coverage 
can be obtained through a mover limits the mover's liability and will not completely cover the 
value of your property if lost or damaged. Therefore, carefully investigate what the movers are 
offering in terms of insurance coverage before you hire them.
1. Basic Carrier Liability-Released Value: also known as "limited liability" or the "released 
value". This is the minimum amount of liability required by law when transporting goods out of 
state. You don't have to pay any extra charges, but the coverage is limited to 60 cents per 
pound per article.
For Example: if your 20-pound stereo system valued at $1,000 is destroyed, your mover would 
be liable for no more than $12.00. So, if your long distance movers ask you to settle for this, 
think carefully before agreeing to them.
2. Full (Replacement) Value Protection:  This coverage is highly recommended since your 
long distance movers are liable to pay for the repair or replacement of damaged, destroyed or 
lost property. This makes this option the most comprehensive insurance plan available for the 
protection of your goods. One thing you need to remember is movers will not reimburse you for  
any item that is valued at more than $100 per pound unless it is specifically listed on the 
shipping documents.
However, it is expensive, and cost varies depending on the moving company, but with different 
deductibles, you can reduce the price. So understand the cost of this insurance on the moving 
company quote you received and choose it to get your peace of mind.
3. Declared Value Protection: This coverage is you declare a lump sum value for your entire 
shipment which is subject to a minimum of $1.25 per pound times the weight of your shipment. 
This amount is your Mover's maximum liability to you. In case of a claim, the mover will repair, 
replace or make a cash settlement based on the depreciated value of an item regardless of the 
current replacement cost.
For Example: if shipment weights 8,000 pounds, the mover will be liable for loss or damage up 
to $10,000.
Few of the p rofessional movers  consider this option as default and charge for it. So consult 
with your mover for additional charges and rules. Study this provision carefully and make the 
necessary declaration.
4. Third-Party Liability Through Mover:  Lastly, some long distance movers offer to sell or 
obtain separate liability insurance from a third-party insurance company when you release your 
shipment for transportation at the minimum "released value" of 60 cents per pound. In this case, 
your mover will still be responsible for loss or damage and will be liable only for an amount not 
exceeding 60 cents per pound per article, but the balance of the loss will be recoverable from 
the insurance company up to the amount of insurance purchased.
If you choose this, your mover is required to issue a policy or other written record of the 
purchase and provide you with a copy of the policy or other documents at the time of purchase. 
Remember, the mover becomes fully liable for any claim for loss or damage if they are negligent 
and don't provide a policy or document.
Now that you know all your options for loss and damage protection, give some serious thought 
to the value of your possessions before you choose one. Ask the movers what options they are 
offering and the cost of each type of protection before you choose them.
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