How Hard Is It To Get A Business Credit Card
                     HOW HARD IS 
IT TO GET A  
BUSINESS 
CREDIT  CARD?
Call +1-800-834-8767
WWW. YOURMERCHANTSERVICESREP. 
COM
THE RIGHT CREDIT CARD CAN 
HELP  YOU SAVE ON INTEREST
Business credit cards can help you save on interest. While 
 business credit cards have lower limits and no annual fee, 
 they’re not subject to the same interest rate caps as 
personal  credit cards—meaning if your business takes a 
hit in the event  of an economic downturn, it will be harder 
for you to manage  debt. Businesses that want to use 
their card for personal  purchases should consider getting 
a business-specific card  instead.
WWW.YOURMERCHANTSERVICESREP.CO
M
HAVING A BUSINESS CREDIT CARD HELPS BUILD 
BUSINESS  CREDIT
Having a business credit card helps build business credit. Businesses are expected to 
have  a certain amount of cash on hand at all times, but you can use your credit card 
for  expenses that come up during the day. When you pay using plastic and make 
payments  on time each month, it’s like having cash in your pocket 24/7!
A BUSINESS CREDIT CARD CAN SIMPLIFY 
BOOKKEEPING  AND ACCOUNTING
Business travel: Using a rewards program like Amex Travel Rewards or Chase Sapphire 
 Preferred earns points that can be used toward travel expense reimbursements or 
upgrades  at hotels or airlines. You may also want to consider booking flights with 
points instead of  cash if they’re available (and they often are). This will allow 
members who don’t have  access to frequent flyer miles on their personal accounts 
yet still want access through their  credit cards since many airlines offer this option 
now too!
CONTACT 
US
Mailing Address
5250 Claremont Ave,Stockton, CA 
95207
Phone Number
+1-800-834-8767
E-mail Address
[email protected]