Learn how selling Insurance Policies is empowering women in their careers.
                     INSURANCE POLICY
KNOW HOW SELLING 
POLICIES HELPS 
WOMEN IN THEIR 
CAREERS
According to the IRDAI annual report 2021-22, by 
March 2022, India's l i fe insurance industry had 
24.50 lakh agents. Out of these, 7 lakh are 
women, making up 29% of the workforce, while 
17.43 lakh are men, accounting for 71%.
A career as an insurance agent off ers great 
opportunities for women looking to start or 
restart their careers. With the rise of women 
entrepreneurship in India, the insurance industry 
provides women with rewarding and sustainable 
income options.
1 Who is an Insurance Agent 
. Woman?
An insurance agent woman sells insurance 
products on behalf of an insurance company or 
broker. She assists cl ients in purchasing 
diff erent types of insurance, such as general 
and l ife insurance policies. There are two main 
roles: as an agent, she can represent up to 5 
insurance companies with a single l icense; as 
a Point of Sales Person (PoSP) under an 
insurance broker, she can work with multiple 
companies without restrictions.
2.Education Requirement for Women's 
Insurance Agent
The following are the basic criteria that you 
must fulfi l to become an insurance agent:
• Have passed the 10th standard or equivalent.
• Be at least 18 years old.
• Get certifi ed by IRDAI.
• Obtain a state l icense through a state-level 
exam (required for insurance company agents).
3.Benefi ts of Becoming an Insurance 
Agent for Women:
Benefi ts of Becoming an Insurance Agent for 
Women:
•  Flexible Working Hours: Set your own schedule to 
balance work and personal l i fe.
• Zero Investment Needed: Start without upfront 
costs, focusing on learning and sell ing skil ls.
• Start Early: Begin your career at 18, leveraging 
the insurance industry's opportunities.
• Digital Sales Opportunities : Uti l ize digital 
platforms for sales, enhancing career prospects in 
a tech-driven world.
4.Responsibil ity of an insurance 
agent
• Provide expert advice tailored to cl ient needs.
• Assist with policy servicing and adjustments.
• Support cl ients with claim submissions.
• Ensure timely policy renewals and updates.
• Manage commissions and payments.
• Stay updated through continuous learning and 
training.
5.Tips on Being a Good Insurance 
Agent
• Communication Skil ls : You should be able to 
explain insurance policies clearly and l isten well 
to understand what cl ients need.
• Honesty: Always be upfront about policy details 
and avoid promising things that aren't true.
• Knowledge of Insurance Products : Understand 
diff erent types of insurance well  so you can 
recommend the best options for your cl ients.
THANK YOU
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WOMEN-BECOME-FINANCIALLY-INDEPENDENT 
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