Bike Loan
                     HDB FINANCIAL SERVICES
Two-Wheeler Loan
Move ahead with a bike or scooter that fits your journey
FINANCING THAT SUPPORTS YOUR NEXT STEP
A concise guide to product features, eligibility, documents and the application journey.
Explore the service
This guide summarises information published on the HDB Financial Services website. Product availability and final
terms are determined by HDBFS assessment and the current offer applicable to the applicant.
Official product page: https://www.hdbfs.com/products/two-wheeler-loan
HDBFS SERVICE INFORMATION | Verify current terms on hdbfs.com 1
At a glance
Financing Financing of up to 95% of the on-road price, subject to assessment and applicable
terms.
Repayment Flexible repayment tenure of 6 to 48 months, subject to eligibility.
Convenience Low-down-payment options, digital documentation and a bike-loan EMI calculator.
Eligibility snapshot Resident Indian applicants; salaried or self-employed. Minimum age 21. Maximum age
at loan end varies by applicant category.
Indicative limits Maximum loan amount shown on the product page: ■5 lakh for salaried and
self-employed individuals.
Documents Identity and address proof; income proof where applicable. Salaried applicants may
provide salary slips, bank statements, Form 16 or ITR. Self-employed applicants may
provide ITR, tax challan, sales-tax return, audited reports or TDS certificate.
Where this financing may help
• Daily commuting and work travel
• Personal and family mobility
• Travel between customers, shops or business locations
Application journey
1. Choose an eligible bike or scooter at a participating dealer.
2. Discuss the available HDBFS finance offer and repayment options.
3. Submit the application and required KYC/income documents.
4. Complete verification and review the final sanction terms.
5. Accept the terms, complete the process and follow the repayment schedule.
HDBFS SERVICE INFORMATION | Verify current terms on hdbfs.com 2
Plan before you apply
Use the checklist below to assess whether the proposed borrowing fits your needs and repayment capacity.
■ Your down payment and amount to be financed
■ EMI affordability alongside regular expenses
■ Interest rate, processing fee and other charges
■ Tenure, prepayment and foreclosure conditions
Next step
Explore two-wheeler finance and estimate your EMI before applying.
Visit the official HDBFS product page
Important information
Financing up to 95%, tenure, loan amount and all other terms are subject to applicant eligibility, assessment, product policy, dealer availability and
applicable terms and conditions.
This is an informational/marketing summary, not a loan sanction, offer letter, financial advice or a substitute for the lender's official documentation.
Product details can change. Confirm the latest eligibility, interest rate, fees, taxes, tenure and terms directly with HDB Financial Services before
applying. HDBFS or its representatives should not ask for payments to process a loan; use official HDBFS channels to verify any request.
Source: https://www.hdbfs.com/products/two-wheeler-loan
HDBFS SERVICE INFORMATION | Verify current terms on hdbfs.com 3