Five Type of Health Insurance Plans in Singapore Apart from Medishield
                      
Five Type of Health Insurance Plans in Singapore Apart from Medishield 
 
When you get sick, hurt, or become incapacitated, health insurance helps you cover your medical 
costs. MediShield Life, a basic health plan provided by the government of Singapore, covers significant 
medical costs, and provides coverage to all residents of Singapore. Along with having to pay hefty 
medical or hospital fees, you might not be able to work while you heal. This and other reasons explain 
why a combination of government and private insurers providing best hospitalization insurance 
Singapore are an important consideration. 
There are five types of health insurance plans in this city state: 
1. If you are a Singapore citizen or permanent resident, then the government-provided 
Medishield will take care of large hospital bills and some selected expensive outpatient 
treatments. If you want more coverage, you will have to take added insurance from private 
providers. Such plans are known as Integrated Shield Plans. 
2. You can also receive a pre-decided amount of cash for every day that you spend in hospital 
and this plan is known as the Hospital Cash Insurance plan. 
3. People suffering from a major illness like cancer can get a lump sum amount to help with their 
medical expenses. This type of plan is known as Critical Illness Insurance. 
4. Insurance plans that replace your income while you are incapacitated due to your ailment. 
This insurance plan is known as the Disability Income Insurance. 
5. If you are completely disabled and not able to work for a living due to your disability then you 
should opt for a plan that provides Long-Term Disability Insurance. The plans Elder Shield and 
Elder Shield supplements and Careshield Life have been introduced in the year 2020 for this 
purpose. 
Hence you can see that together with the insurance covers provided by the government and private 
insurers, providing more than a helping hand with your care during an ailment, you can get the best 
hospitalization insurance Singapore.