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FOUNDED ON THE PRINCIPLESH TOHMAET WE PUT OUR CLIENTS AND 
FOUNDED ON THET PHREIINRC EIPMLPELSO TYHEAETS  WFIER SPTU. T OUR CLIENTS AND 
THEIR EMPLOYEES FIRST.

AAt BSB we take an organizational wellbeing approach looking at your t BSB we take an organizational wellbeing approach looking at your 
most important assets, your people. BSB wants to help make you the top 
meomst pimloypeorr toafn ct haosisceet sth, ayto upre oppeloep wlea. nBtS tBo  wbea natts.  tIto  shtealrpts m waitkhe  fiyrosut  athtter atoctpin g 
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hetlhpe y boeus nt apvlaigna dtee stihgrnosu gthha tth fiet  cthome npeleexditsi eosf  oyfo huer aelmthp bloeyneeefist.s and choose 
thBe SbBe sBt epnlaenfi dtess Sig tnras ttehgaty :fi tO tuhre a npeperodas cohf  tyoo umra enmagpilnogye reissk. for your 
 BSoBrg aBneinzaetfiiotns  iSs tsrtarateteggyic:  Oanudr  approparocaticvhe  troa tmhearn tahgainng r eriasckt ifvoer .y Oouurr  benefits 
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timexep eevrtailsuea, twineg  whiollw g tuoid bee ysot ua ltlohcroauteg hth teh ed oplrlaorcse syso uo fh baevnee. fiUtssi nmga onuarg ement 
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bya ncrde aetninggag aens  oynoguor ibnegs et mtaplelonyte. e benefits strategy that attracts, retains, 
and engages your best talent.
About Us
Founded on the principles that Aweb pout uoutr  cUliesnts and their employees first.
Founded on the principles that we put our clients and their employees first.
AAt BSB we take an organizational wellbeing approach looking at your most important t BSB we take an organizational wellbeing approach looking at your most important 
assets, your people. BSB wants to help make you the top employer of choice that people 
assweatns,t  ytoo ubre p aeto. pItl es.t aBrStBs  wiathn tfisr tsot  ahtetlrpa cmtiankge t yaoleun tth aen tdo tph eemn pbleogyienrs  othf ech cohicaell etnhgaet  poef oreptlea ining 
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yocuhr otoopse t athleen bt.e Lset tp BlaSnB  dheeslipg nyso uth naat vfiigt athtee  tnhereoudgs ho ft hyeo ucro emmppleloxiyteieess .of health benefits and 
choose the best plan designs that fit the needs of your employees.
 BENJAMIN HOROWITZ
BECNEJOA MBSINB  CHONRSOUWLTIATNZTS
CEBOe BnjSaBm CinO HNoSrUoLwTAitNz TCSEO of BSB Consultants, has been working in the Benefits, HR & Payroll 
 BeCnojanmsuinlt iHnogr owwoirtlzd  CfoErO o voef rB 8S By eCaornss. uHltea hnatss,  ehxapse breieennc ew owrokriknign gin f othr es oBmenee ofift sth, eH Rla &rg ePasty rfiorlml s in 
Cotnhseu lUtiSn gli kweo Grladl lfaogrh oevre, rM 8e ryceearr &s.  AHDe Ph. as experience working for some of the largest firms in 
th eH eU Sh alisk ea  Gvaasllta gbhaeckr,g Mroeurncde ri n&  hAeDlpPi.ng companies with strategies around attracting & retaining 
 Het ohpa st aal evnats, tc boastc kcgornotuanindm ine nhte, lrpisinkg m caonmapgaenmieesn wt, ibthe isntgra ate tgruiesst eadr oaudnvdis aotrt raancdt inbgen &e firet taining 
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strfianteagnicsita. l Bweenljlabmeiinng b aenlide vceasre tehra gt rmowakthin gw iall  sletraadt etgo ica  imnvoerest pmreondtu cinti vyeo usrt aeffm apnlody ae ems’u hche amltohr, e 
finparnocfiiatal bwlee llbbuesiinnge sasn.d career growth will lead to a more productive staff and a much more 
proBfietnajbalme ibnu issi nheigshs.ly active with the Association for Corporate Growth “ACG” as an Ambassador 
 Beannjadm Fionr wisa hrdig cholym amctitivteee w mitehm thbee rA. sBseoncjiaamtioinn  ifso ra lCsoor ap oBroaaterd G Mroewmthb e“rA oCfG F”i naasn acnia Al Emxbeacsustaivdeosr  
anIdn tFeorrnwaatirodn caol manmdi titse hei gmhelym abcetriv. eB einn jhaemlpinin igs  awlistoh  ath Beo caordn tMineumedb egrr oowf tFhin oafn tchiael  oErxgeacnuitziavteios n.
International and is highly active in helping with the continued growth of the organization.
EMPLOYEE BENEFITS
 SmEMaPll LGOrYoEuEp  BSEeNrvEiFcIeTsS
 Small Group Services

PProvide Quotes for All Lines of coverage: Medical, Dental, Vision, Life, LTD, STD, Vorlouvnidtaer yQ uBoetneesfi ftosr,  Aanlld L iPnEeOs’ so.f coverage: Medical, Dental, Vision, Life, LTD, STD, 
VoNluenwta Bryu sBineensesfi tIms,p alnemd ePnEtOa’tsi.on and Enrollment Support:
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NeSwu mBmusairnieess sa nIdm SpBleCms reenvtieawtieodn  faonr dac Ecunrraoclylm. ent Support:
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Sum Cmararireier se nanrodl lmSBeCnst  rmevaiteewrieadl  pfroerp aacrcautiroanc y(.electronic and/or shipped).
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 CaCrurisetro emnirzoeldlm eemnpt lmoyaeteer ciaolm pmreupnaircaattioionn (se (lPelcatnro Enliecc atinodn/ ofor rsmhsip apnedd )B. enefit Overview guides for 20+ 
 Cuestnormolliezedd s memalpl lgoryoeuep cso).mmunications (Plan Election forms and Benefit Overview guides for 20+ 
enrCoollneddu scmt eanllr gorllomuepnst)./educational meetings (in person and/or via WebEx).
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CoPnrdeupcatr een arnodllm peroncte/esdsu nceawti obnuasli nmeeses.t iAnlgl sd (oicnu pmeersnotns/ faonrdm/os ra vreia r WeveiebwExe)d.  for accuracy and submitted 
 Prefpoar rteim aenldy  pimropclesmse nnetwat ibouns.iness. All documents/forms are reviewed for accuracy and submitted 
forM tiamnealgye i mimpplelemmeenntatatitoionn. through install, obtain ID numbers and approval letter.

MaDnaegdeic iamtpelde mAecncotautniotn  Mtharnouagghe minsetnatll ,T oebatmai nf oIDr  Yneuamrb Reorsu anndd  Caupsptroovmael rle Sttuepr.port:
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DeAdsisciastt ewdit hA cnceowu hnitr eMs aennarogllemmeenntst,  Tcehaanmg efso ra nYde ater rRmoinuantdio nCsu.stomer Support:
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AssRiestq uweitsht  cnaerwri ehri rIeDs  neunmrobllemrse natnsd, /cohra InDg ceasr dasn.d terminations.
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ReqCulaeimst sc aardrvieorc aIDc yn u&m dbiseprus taen rde/soorl uIDti ocna.rds.
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ClaBimill sr eacdovnoccialicayti o&n .dispute resolution.
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BillR reencoenwcaillia Atinoanl.ysis:
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ReOnbetwaianl  aAnnda plyrespisa:re renewals for all lines of coverage.

ObPtaroinv iadned p plarne paaltreer rneanteivweas lsa lfoonrg a wll iltihne tsh oorfo cuogvhe raangaely. sis.

ProAvdiddei tpiolanna al ltSeernrvaitciveess: along with thorough analysis.

AdAdcictieosns atol  Sae crovmicperse:hensive resource center for all of your workforce issues and HR compliance 
 Accseuspsp otort a.  comprehensive resource center for all of your workforce issues and HR compliance 
sup Fpaocritli.tate enrollment technology implementation (Ease, PEO, etc.)

 FaAccilciteastes  teon troopllm-raennkte tde cehmnoplloogyey eim bpenleemfietsn ltaawtio finr m(E afosre ,le PgEaOl ,q eutecs.t)ions/concerns.

AccCeussst otmo tizoapb-rlea nmkeadrk eemtinpglo myeaete breianlse fiatvsa lialawb lfier mvia f oorn lleingea lM qaureksettiionngs /Rceosnocuerrcnes .Center.
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CuBsteonmchizmabalrek imnga rdkaettain.g materials available via online Marketing Resource Center.
 Benchmarking data.
PPEEOO & & P PAAYYRROOLLLL E EVVAALLUUAATTIIOONNSS
PPayaryorolll l& & H HRRISIS T eTechchnnoolologgy yE Evavaluluaatitoionns-s-
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cucurrrerennt tl alannddscsacappe eo of ft etcehchnnoolologgy yb buut ty oyouu w wilill l 
ggete tt hthee b beests tp prirciicningg u unnmmaatcthcheedd i nin t hthee m maarkrekte.t.
RREESSOOUURRCCEESS
A At BSB Consultants we are continually evaluating the marketplace to deliver valuable strategic partnerships, intd uBsStBry C-loenasduinltga nptrso dwuec atsr,e a cnodn tnienwua rlelys oeuvracleusa ttion go uthr ec lmieanrtkse tthpalat cwei ltl oh edlepl ievenrh avnacluea, bslter esatrmaltiengei,c a pnadr tgnreorwsh tihpesi,r  
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bu sEiRneISsAs .C Ooumr pelxiatenncesive portfolio is designed to help our customers in the following management areas:
 ER ICSOAB CRoAm Mpalinaangceement
 CO BARCAA  MCaonnasugletmingent
  AC AFS CAo annsudl tHinRgA Management
  FS AH Ran Cdo HmRpAli aMnacnea Tgoeomlsent
  HRL eCgoaml pSluiapnpcoert Tools
 LegEanlr Soullmppeonrtt Technology
 En rToelllemheenatl tThe cTehcnhonloogloygy
 Tele Dhyenaaltmh iTce Wchenllonleosgsy Tools
  Dy nHaemalitch  WAdevllnoecassc yTools
  He aElxtphe Ardt vSoeccaocnyd Opinion
  Ex pBeernt eSfietc Aolntder Onaptinivieosn
  BeIndeefintt iAtylt Tehrneaftt iPvreostection
 Ide nCtaitryri eTrh eSfutp Pproortte cTetiaomn s
  CaLrreiegra Sl uTpepaomrt  PTeaartmnsership
 LegBaSBl  TCeoanmsu Pltaanrttns ewrosrhkisp with a Top-ranked National Full Service Law Firm that specializes in Employee Benefits 
 BSBa nCdo Enxsuecltuatnivtse  wCormksp ewnitsha taio Tno.p T-rhaenirk eEdm Npalotyioenea Bl Feunlel fiStesr vaincde  ELxaewc uFitrimve t Choamt sppeencsialtiizoens  Tiena Emm cpolonyseiset sB oefn 2e5fi ts 
andp rEoxfescsuitoivnea lCs odmedpiecnasteadti oton .p Trhoevird iEnmg pclouynesee Blinegn eafintds asnsdi sEtxaencuet tivoe e Cmopmlopyeenrsa otfio anl l Tseiazems  caonnds instdsu osft r2ie5s .
professionals dedicated to providing counseling and assistance to employers of all sizes and industries.
CCAASSEE  SSTTUUDDYY
A Aggressive Approach to Healthcare Renewalsggressive Approach to Healthcare Renewals
 The current climate in employee benefits requires that a broker or consultant take a very hands-on, 
 Thae gcgurrersesnitv ecl iampaptreo ainch e mif tphloeyye aer eb eton esfiutcsc reesqsufuirlelys  atchhaite av eb rtohkee or bojre cctoivnesus lstaent tf otartkhe  bay  vtehrey  bhuasnindes-sosn , 
agogwrensesriv. eTo a dpop rtohaisc,h t hife t hberoyk aerre/c toon ssucltcaensts nfuelelyd sa cthoi ehvaev et hae g orbejaetc dtievaels o sfe et xfpoertrhti sbey  athned  bpuassitn seuscsc ess, 
owancecre. sTos  tdoo  dtahtisa,  athnea lybtriockse, ru/cpo-tnos-udlataten tt encehendosl otog yh anved  a cgcresast  tdoe bael sotf- ienx-pclearstsis ep aarntnde prsa satn sdu vcceensdso,r s.
accCeosnst rtool ldinagta C aonsatsly Wtichsil,e u Mp-ation-tdaaintein tge cChonmoploegtyit iavnedn eascscess to best-in-class partners and vendors.
 CoAnstr oal lbinugs iCneosssts o Wwnheiler,  Myoauin ptaroinbianbgl yC ocmarpee dtieteivpelny efsosr your employees and like to provide them with a 
 As cao mbupsrienheesns soivwen,e tra, ilyooru fi pt reombapblolyy ecea rbee dneefipt lpyr ofogrr aymou rto e mfitp tlhoeyier ense aendds.  liBkuet  tyoo pur oavlsidoe r uthne am b wusitinhe as s 
comanpdr ehhaevnes itvoe r,e tmaialoinr  fifot ceumsepdlo oyne et hbee nbeofittto pmro lginrea.m If  tyoo fiut’ rteh elikire n meeadnsy.  oBtuhte yr obuu sailnseos rsu now an beurss,i nyeosus  
ansdt rhuagvgel et ow riethm maiani nfotaciunsiendg  oan  tehqeu ibtaotbtloem b alilnaen.c Ief .y Aotu B’rSeB l iCkeo nmsaunltya nottsh, ewr eb ucsain ehseslp o.wners, you 
strAu gVgolleu nwtiathry m Baeinnetafiitnsi nSgtr aante egqyuitable balance. At BSB Consultants, we can help.
 A VIfo yluonut’arery l iBkeen mefiatnsy S bturastiengesys owners, you are probably looking for ways to trim your employee 
 If yboeun’reefi tlisk eb umdagneyt  wbuitshionuets sc roewatninergs ,a y soigun aifirec apnrto bhabrdlys hloipo kfoinrg y foourr  weamypsl otoy etreism.  Yyoouu’rv e mprpolboayebely  already 
bernaeifisetsd  bdueddguectt iwbliethso aunt dc rceoaptainygs ,a i msipglneimficeanntte dh aar dHsihgihp  Dfoerd yuocutirb elem Hpeloayltehe Psr. oYgorua’mve  cporuopblaebdl yw aitlhre and y 
raiHseSdA  daenddu mctaibylbese  aenvde nc oinptaeygsr,a itmedp lae mwenllnteds sa p Hroigghr aDme…dubcuttib yleo uH’reea lstthil lP lroogkrainmg  fcooru apdleddit iwonitahl  awna ys to 
HSsAa vaen.d W mhaaytb eel seev ceann i nytoeug rdaot?ed a wellness program…but you’re still looking for additional ways to 
savPeE.O W Shoalvt eesls Sem caalnl  Byuosui ndeos?s Growth Pains
 PEOM aSnoylv sems aSlml taol lm Biuds-sinizeesds  eGmropwlothy ePrasi nasre looking for strategies to reduce their company’s health care 
 Mapnrye msmiuamll st ow mithido-usti zred uecminpglo cyoevresr argee  loleovkeinlsg.  Afoltrh soturagthe gthieiss  mtoa rye dseuecme t lhikeeir  ac odmiffipcaunlyt ’tsa shke,a iltt hc acna rbee  
predmoniuem. s without reducing coverage levels. Although this may seem like a difficult task, it can be 
done.
TTOOOOLLSS
C Comprehensive HR Compliance Resource Centeromprehensive HR Compliance Resource Center
 BSB Consultants adds significant value to our clients with unlimited access 
 BStBo  tChoen HsuRlt Canomts paldiadnsc sei gRneisfiocuarncte v Caelunete tro.  Wouitrh c alieccnetss sw tioth 1 u,0n0li0m’sit eodf  access 
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dohwannldobaodoakb lbeu fioldrmerss,,  cchoemcpklliiastnsc,e Q a &le rAt sd, aatnadb amsoer, en.ewsletters, employee 
haRnedablo oTkim beui lMdearrsk, ecto mUppldiaantcees alerts, and more.
 ReBaSlB T Cimones uMltaarnktse tk eUeppd s aytaeosu informed as changes occur in the market, with 
 BSeBa sCyo-ntos-uulntadnetrss tkaenedp ss uymaomua irnifeosr,m eexdp laaisn cinhga nhgoews  ooucrc uclri einn ttsh em maya brkee itm, wpiatcht ed
eaKsey-etop-iunngd Yeorsuta Inndf osrummemdaries, explaining how our clients may be impacted
 KeAeCpAi nUgp dYaotues Informed
 ACA Updates
 Law Alerts
 Law Alerts
 Carrier Changes
 CaMrraie rkre Ct hCahnagnegses
 Mar
 Cokmetp Cliahnacneg eRsequirements
 CoInmdpulsiatrnyc eTr Reenqdu sirements
 Industry Trends
RREEVVIIEEWSS
AApril Peltonpril Pelton
 SENIOR ACCOUNTANT
 SEBNeIOnjRi p AroCvCidOeUs NaT hAigNhT level of individual service that you do not find often. He worked consistently with us 
 Benfojir  pmrovnitdhess t ao  hfiingdh  ale uvneilq oufe i nindsivuirdaunacle s seorvluictieo nth faotr  yoouur  dgoro nwoint gfi nmdu oltfit-esnta. tHee c womorpkaendy .c oHnes wisatesn stulyp wpoitrhti vues,  
forp mrooanctthivse t,o h fiandd g are uant iqsouleu tiinosnusr ancde a slwolauytiso nfo flloorw oeudr  tghrroowuignhg.  mHeu ltwi-assta fltex cibolme paanndy .a Hvaei lwabalse  swuhpepno rwtivee , 
pronaecetdiveed,  haimd  gnroeta wt hseonlu titio wnas sa cnodn avlewnaieyns tf ofollro whiemd.  tIh dreopugenhd. eHde  owna sB eflnejxi itbol eg uanidde  amvaei ltahbroleu wg h ethne w ine surance 
neepdroecde hssim a ndo th we hdeenli vite wreads  1c0o0n%ve. nI ileonotk f oforr hwiamr.d I  tdoe wpoernkdinegd  wonit hB eBnejni jtio i ng uthidee f umtuer teh, rhoeu gish  at hjoey i ntsou wraonrkce w ith 
proacneds st haen dp ehres odne lyivoeur ewda n1t0 w0%or.k Ii nlogo okn f oyrowuar rcdo tmo pwaonrikeisn gin swuitrha nBceen njie iend tsh.e future, he is a joy to work with 
andS ttehwe apretr sSotno yrmous want working on your companies insurance needs.
 SteSwENarIOt RSt VoIrCmEs PRESIDENT
 SEBNeIOnjRam ViInC iEs  tPrRueE SpIrDofEeNssTional. He has a great ability to identify and develop opportunities through 
 Benrejalamtiionn issh tirpu beu pilrdoifnegs.s Hioinsa gl.e Hnuei nhea sd ae sgire atot  ahbeillpit yp eto pidle natnifdy  hainsd t rdeemvenlodpo uosp pwoorrtku neithieics  athrero jugsht  two of the 
relamtaionnys hciopn btruibiludtiningg.  fHaicst goresn tuoin hei sd seuscircee tsos .help people and his tremendous work ethic are just two of the 
maGnrye cgo nDterimbuettinrgio fuactors to his success.
 GrIeNgT DEGemRAeTtrEiDou MARKETING AGENCY CEO, TV HOST, SPEAKER, COLUMNIST TO BUSINESS 
 INTPEUGBRLAICTAETDI OMNASR, KEENTTIRNEGP ARGEENNECUYR .CEO, TV HOST, SPEAKER, COLUMNIST TO BUSINESS 
PUBBeLnIjCaAmTinIO isN aS ,v EalNuTedR EcPolRleEaNgEueU Rin. so many areas. First and foremost he is a connector and facilitator of 
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