Reasons You Need A Financial Adviser!
                     Reasons You Need A Financial Adviser!
www.sfadvisory.com.au +61 3 9798 6622
Most of us are probably still taking stock of 2019 and reviewing how well their investments 
performed in last year. Another new year has begun.
With the US-China trade war, Brexit Mess and Reserve Bank of Australia (RBA) cutting the 
rates to a record low of 0.75%, had left 2019 a year full of uncertainties. It is particularly 
during such volatile and uncertain market conditions, have most investors realized the value 
of a financial expert’s guidance.
The role of a financial adviser is much broader than just helping you make investment 
decisions. The financial advisers help present tangible and feasible strategies to strengthen 
your financial position and enhance your unique value proposition.
Whether you consider yourself a savvy do-it-yourselfer or you’re new to investing, the right 
kind of independent financial advisor can offer expert advice to help you avoid common and 
costly mistakes.
www.sfadvisory.com.au +61 3 9798 6622
Here are the top 7 reasons for hiring a financial 
adviser VS. going it alone (some may surprise you):
1. Access
Properly trained and licensed financial pros can offer investment accounts and 
strategies that are not available to you as an individual investor. This access can 
potentially help you gain better diversification and a more comfortable ride in the 
markets. It pays to know people who know people!
2. Accountability
An expert advisor is like having a physical trainer for your finances, they will help 
you stay accountable for a savings and investing plan and keep you focused on 
your aspirations. Time to get fiscally fit!
www.sfadvisory.com.au +61 3 9798 6622
3. Quarterback
The biggest problem DIY investors face is money falling through the cracks 
because there’s no coordination between the estate, tax, and financial planning 
areas of their life. It’s no different than working with a team of doctors to help 
diagnose and treat a serious illness, if everyone isn’t on the same page then your 
health may suffer. Without a financial quarterback calling the right plays the team 
is bound to lose and your financial health may suffer.
4. Transition
When wealth passes from mom and dad to the kids it’s not uncommon for costly 
mistakes to be made through unnecessary penalties or taxes. A specialized 
financial advisor is better equipped than any other professional to navigate all the 
choices the kids have to make and to carry out mom and dad’s wishes. The value 
of the financial plans laid out by the advisor (and mom & dad) truly shine when 
wealth passes from one generation to the next.
www.sfadvisory.com.au +61 3 9798 6622
5. Sounding Board
The investment opportunity of a lifetime comes around about once every week 
and an experienced financial expert can be a realistic sounding board to help 
provide you with a litmus test for the next shiny idea. Life can always use a little 
perspective, investing is no different.
6. Freedom
Very few wise people want to trade their time with family, friends, and hobbies to 
stare at a computer screen to pick and manage their investments. Hiring an 
advisor, like hiring a doctor, saves you time and money in the long run. A 
financial advisor can’t save your life, but he or she may be able to save your 
financial life and marriage by giving you the freedom to focus on what’s really 
important in your life.
www.sfadvisory.com.au +61 3 9798 6622
7. Cashflow
Accumulating money for retirement and then de-accumulating in retirement 
involves drastically different areas of expertise. While it may not take an investing 
genius to save money for retirement, it will take an experienced money pro to 
help you build a retirement income plan that you won’t outlive.
This switch from growth to income investing is necessary when you’re 5 years out 
from retirement or already in retirement. Your ordinary “jack of all trades” advisor 
won’t do here, you’ll need to hire someone that truly specializes in designing 
custom retirement income plans for people ages 50 plus.
If you have any queries or want to know more, give us a ring on +61 402 895 
593 / +61 3 9798 6622 or email us on [email protected].
www.sfadvisory.com.au +61 3 9798 6622
Contact Us
Address: Fiveways Business Centre, 7 Keysborough     
Close (First Floor), Keysborough, VIC, 3173 Australia
PH: +61 3 9798 6622
Email: [email protected]
Web: www.sfadvisory.com.au
www.sfadvisory.com.au +61 3 9798 6622