How to choose and buy health insurance online
                     How to choose and buy health 
insurance online?
BimaKaro.in
Buy health insurance online
There is no doubt that a health insurance plan offers ample benefits to the 
insured and his/her family. Regardless you already have a ULIP plan or a pure 
term life plan; a health insurance plan can offer many excellent benefits 
especially when you are at a medical emergency due to critical illnesses, 
accident, or other types of unexpected medical problems. 
Top insurance companies in India are providing a variety of health insurance 
plans. If you are trying to buy health insurance online, your job may become 
simple and easy by buying online and without visiting your insurance company 
directly. There are many different types of insurance health plans available to 
choose from. Each plan has its own benefits and drawbacks to offer. However, 
only by understanding the types of health insurance policies available can you 
select the best one that will meet your expectations in the best ways. If you are 
looking to buy health insurance online, then understand the various types of 
health insurance policies available in general. 
  Types of Health Insurance 
plan  
1.     Individual Health Insurance policy: This is a widespread plan which almost everyone 
will be aware of. As the name suggests, this individual health plan is designed specially to 
give health protection to an individual in case of a critical illness. This will be covered 
under one sum insured only. Although you have the flexibility to include your family 
members under other types of insurance plans, you may need to choose a different sum 
insured for each family member you want to insure. The premium you pay for this type of 
insurance plan will directly proportionate to sum insured. 
2.     Family floater health plan: This type of insurance plan will give a comprehensive 
medical cover against different kinds of diseases and illnesses. It covers your family 
members under one single sum insured. This type of medical plan will protect your 
parents, spouse, and children who are dependent on you. The premium you pay for this 
plan is lower when compared to the individual health insurance plan that is taken for each 
family member individually. This plan gives a significant amount of coverage to each family 
member. It provides a fixed amount of sum insured for all the members, for which the 
claim can be raised as single or as multiple during the policy term period. 
Health Insurance plan  
 3.     Senior citizen health plan: This plan benefits the senior citizens hugely, and they are actually designed to fulfil the 
medical expenses and needs of the senior citizens. According to IRDAI, all insurance companies should include people up 
to 65 years of age under this senior citizen health plan. 
4.     Critical illness health plan: This can be described as another best health insurance plan. It is designed mostly to 
cover critical illnesses and provide medical cover to the insured against different types of acute diseases that are 
specified under the health plan you buy. This medical plan will cover illnesses like paralysis, cancer, heart attack, renal 
failure, and others. These critical illnesses are expensive, which may become challenging for the insured to cover. 
However, you can easily cover such huge expenses under this insurance health plan and reduce your burden. Moreover, it 
also helps to protect more than one critical illness as listed under the plan terms. 
5.     Maternity health plan: All the top insurance companies will mostly cover the maternity health cover. This has 
become crucial in the present day. This type of health plan will cover the cost of child delivery, pre and post-natal care. It 
will also cover vaccination costs for the new-born baby. The maternity health plan will take care of all types of maternity
buying health insurance online,
expenditure. However, before buying health insurance online, you should cross-
check the details given in the terms and conditions and check out the benefits 
offered under this plan. This is because some types of benefits may not be covered 
and cannot be claimed. 
Apart from these health plans to check online, there are also many new types of 
riders being introduced continuously by insurance companies. The basic 
knowledge about such insurance plans can help you choose a perfect one without 
any drawbacks and gain the maximum or full benefits you expected. 
If you are still unclear about which health plan to choose from which insurance 
company to choose, you can support insurance brokers who are functioning online. 
The insurance brokers will have tie-ups with almost all the top insurance 
companies operating in India. It may become a cumbersome task for you to spend 
more time to analyze, surf, and compare the insurance companies and the 
products offered by them. 
Term plans from Top insurance 
Companies in India 2021 
Moreover, in a hurry, you may also end up choosing the wrong insurance health plan. Therefore, to avoid such a messing 
situation, you can take up the support of a reliable insurance broker like Bimakaro.in.
Bimakaro.in is a reliable insurance broker functioning for many years in the industry. They have good tie-ups with all top 
and reliable insurance companies that have also gained good recognition in the industry. It is not only the health insurance 
plans, but they also support buying other types of insurance plans like ULIPS, term life plans, and more. If you feel you don’t 
have sufficient time to surf and choose a better plan, but need the best one for you and your family, then you can take the 
support of Bimakaro.in online. They are ready to assist you in every aspect of buying the best insurance health plan. 
 
Bimakaro 
The term insurance plans comparison can help you to easily choose the best term plan that perfectly suits your family's 
financial needs and security over the years. Bimakaro.in is the easiest way to buy insurance online. There are multiple 
options to choose from, and our advisors are always there to assist you.