Dos and Don’ts to keep in mind when buying health insurance
                     Dos and Don’ts to keep in mind 
when buying health insurance
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Buy Health insurance online 
The importance of health insurance is increasing in recent days. Especially the 
number of people seeking to buy health insurance online has increased after the 
COVID-19 impact. Right from a new-born child to elders are getting various types 
of diseases. Such situations are not predictable; however, they cannot be left 
without treatment. This cannot be managed with just one source of income or 
when an emergency occurs. Therefore, everyone is now forced to hold a medical 
insurance policy to keep them always secured to face any unforeseen medical 
emergency. 
About 24 insurance companies are now functioning in India. Each company has 
a different type of insurance policies to offer. Therefore, you get an ample option 
to buy your preferred health insurance. Besides, if you are working in a corporate 
office, your company also gets you an insurance policy default and your other 
benefits. Therefore, you may not need to buy health insurance online separately, 
unless you need an added advantage. 
  Why should you buy health 
insurance online?
The present medical inflation leads to not holding an adequate medical cover for an 
individual or family. This is the major drawback when it comes to financing. No one can 
predict the medical emergencies that may happen any time, due to a virus impact like 
corona, accident, or any other health issues like heart attack, internal organ failures, and 
others. There is nothing to guarantee that everyone will have sufficient funds in their hand to 
manage their medical expenses in such circumstances. In specific, quality medical treatment 
may seek a higher amount of money, even in lakhs. This may push a family to a substantial 
financial burden and mental pressure. Therefore, buying an adequate health insurance plan
 becomes crucial to get quality medical care from a reliable hospital or healthcare centre. 
 
Besides meeting an emergency medical expense, the health insurance plan also helps you get 
tax-saving benefits. In this aspect, it also becomes a good investment too
Remarkable Benefits 
 The health plan besides safeguarding you from an unforeseen medical emergency, it also offers you many other 
remarkable benefits like: 
 
· High cover
· Low premium amount 
· OPD cover
· Quick settlement claim process
· Maternity benefits and more 
 
The presently available health insurance plans are completely customisable according to an individual’s specific needs 
and family size. It helps to cover your entire family, including the senior citizens in your family. It helps to protect critical 
illness.
Dos and Don’ts to buy health 
insurance online:
Due to a lack of knowledge, many people end up choosing the wrong health 
insurance plan for themselves and their families. This ultimately leaves them 
helpless when an emergency occurs and becomes of no use. Therefore, it becomes 
crucial to understand a few factors before you buy the health insurance plan 
online. Here follows the dos and don’ts to buy the health insurance plan. 
 
 
Do’s to Buy Health Insurance: 
1. Try to inspect all the details before you buy the plan carefully. You should never leave any points unnoticed. 
2. Get clear with the terms related to co-payments. This implies you as a policyholder; you may need to pay some amount of 
money to get the claim. 
3. Try to go through the clause regarding the cover of pre-existing disease before you take a health plan. 
4. Try to understand the waiting period after which you may get the cover for some types of diseases. 
5. Try to understand the maximum age limit for entry and renewal of your health policy. 
6. Try to understand the conditions regulating the policy renewal. 
7. Disclose all the details regarding your pre-existing diseases and your medical conditions to the insurance company before 
buying a plan. 
8. Try to provide all the essential documents, including your medical reports. 
9. Never hide any of your medical family histories. 
10. You should pay the premium only after ensuring that your insurance health plan proposal is accepted. 
11. Upon accepting your insurance plan, ensure you pay your premium aptly, and you renew the policy right on time. 
 
Don’ts when you buy insurance 
health plan: 
1.     Never hold back any critical facts about your health conditions when you buy health insurance online.
2.     By hiding any vital information about your health, your policy may not help you at an emergency, and your efforts and 
money paid towards premium may go waste without any claim settlement. 
3.     Never allow any gaps to arise between your policy expiry and renewal time. Try to have continuity in your policy without any 
gap. 
Besides the above-said points to keep in mind, you should also remember that no health insurance policy can give you returns. 
They are not for investment purposes, but only for your medical purposes to claim your medical expenses in case of any such 
occurrence. 
Bimakaro.in is one of the reliable insurance brokers in India functioning online. You can find all types of insurance plan from this 
online insurance service and simplify your job. They also help you compare the insurance plans between various companies and 
products that are available and active.
Bimakaro 
The term insurance plans comparison can help you to easily choose the best term plan that perfectly suits your family's 
financial needs and security over the years. Bimakaro.in is the easiest way to buy insurance online. There are multiple 
options to choose from, and our advisors are always there to assist you.