What Are Some Of The Federal Consumer Protection Laws?
                     What Are Some Of The 
Federal Consumer 
Protection Laws?
At The Law Office of Tony Turner, attorney Tony Turner 
is often asked, “What are some of the Federal 
Consumer protection laws?”
The Credit Repair Organizations Act– The Credit Repair 
Organizations Act is an act that mandates credit repair 
organizations give you a copy of your rights as a 
consumer before you sign a contract. The credit repair 
organization must also give you a written contract that 
details your rights and responsibilities,  and are not 
obligated to pay them until they have fulfilled their 
obligations. 
The Fair Credit Reporting Act (FCRA)– FCRA promotes 
the accuracy, fairness, and privacy of information 
maintained and reported by credit agencies.
The Equal Credit Opportunity Act (ECOA)– The ECOA 
prohibits creditors from discriminating against 
applicants based on sex, race, color, marital status, 
religion, national origin, age, receipt of public 
assistance, or prior exercise of any rights under the 
Consumer Credit Protection Act.
The Fair Credit Billing Act (FCBA) and Electronic Fund 
Transfer Act (EFTA)– Established procedures for 
resolving mistakes on credit billing and electronic fund 
transfer account statements such as credit and debit 
cards.
The Fair Debt Collection Practices Act (FDCPA) – FDCPA 
prohibits debt collectors from using unfair, deceptive, 
or abusive practices to collect.
Please call the Law Office of Tony Turner if you’d like a 
free bankruptcy or workers’ compensation 
consultation. 904-679-2020