Business loan requirements are the documents and eligibility criteria a lender typically asks for before approving financing. Common requirements include: Business registration documents – Certificate of incorporation/registration, partnership deed, or other proof of business ownership. Identity and address proof – PAN, Aadhaar, passport, driving licence, or other accepted documents for the business owner/directors. Bank statements – Usually the business's recent bank statements, often covering the previous 6–12 months. Financial statements – Balance sheet, profit & loss statement, and cash-flow information, especially for established businesses.