Loan Against Property Interest Rate
                     Loan Against Property 
Interest Rates (2021)
 
What is Loan Against Property?
A loan against property is a secured 
loan that offer by banks, NBFCs for 
residential or commercial property. 
These loans interest rate is usually 
lower as compared to other loans.
Factors Affecting Loan Against Property
There are several factors that affect LAP interest rates. Lenders do not offer same loan interest to every 
individual.  Given below are some factors that help you gain higher loan amount.
1. Credit Score
2. Applicant’s Profile
3. Loan Duration
4. Property to be Mortgaged
How to get a loan against Property?
Loan against property is a secured loan so the best approach is to ensure that you follow every step correctly 
to avail it and enjoy the lowest loan against property interest rate. Here’s a quick 7-step guide you can follow.
1. Check the eligibility criteria of the lender
2. Gather all the required documents, such as property papers
3. Decide on whether you want a fixed or floating interest on loan against property
4. Apply via the online loan against property application form
5. Await contact from the lender’s authorised representative
6. Review the terms of the loan offered
7. Submit the documentation
Types of Loan Against Property (LAP)
There are various types of loans against property, which differ based on 
customised uses and features. Consider the following pointers to know all 
about them.
1. Loan Against Residential or Commercial Property
2. Loan Against Property Balance Transfer
3. Loan Against Property Top-Up
4. Loan Against Property for Self-Employed Borrowers
5. Loan Against Property for Salaried Borrowers
6. Loan Against Property for Debt Consolidation
7. Loan Against Property for Wedding
Eligible for a LAP from Bajaj Finserv
Want to finance your child’s education abroad or invest a lump sum amount 
towards business growth, the Bajaj Finserv Loan against Property is designed 
for each purpose. Apply for this secured loan, Know about the simple 
eligibility criteria below.
1. Employment status
2. Age Group
3. Nationality
Apply for Loan Against Property
Know more about 
Loan Against Property interest rates 
from Bajaj Finserv with the necessary 
documents handy to get disbursal 
within 72 hours after loan approval.
Fulfil our simple eligibility criteria and 
submit minimal documents to enjoy 
the fastest Loan Against property 
approval with Bajaj Finserv.