India’s affluent population is experiencing explosive growth, with 850,000 individuals now holding net worth exceeding ₹5 crore [4]. This segment is forecast to increase exponentially by 2030, yet the wealth management industry remains dominated by distribution-led, commission-driven models that prioritize product sales over client outcomes. High Net Worth Individuals seeking sophisticated financial planning face a critical challenge: accessing transparent, affordable wealth advisory services without sacrificing quality or paying ultra-premium fees.