All You Need To Know About Fitness Insurance
                     ALL YOU NEED TO KNOW 
ABOUT FITNESS 
INSURANCE
FITNESS PROFESSIONALS
 Just like any other insurance fitness 
insurance is a must for fitness professionals. 
In most cases, fitness professionals who work 
as personal trainers, group trainers, exercise 
class instructors and they forget or avoid 
buying insurance. 
 A few different types of incurrence are 
available for fitness professionals, so it is 
important to know which one is right for you. 
FITNESS INSURANCE
 Public Liability Cover
 Professional Indemnity Insurance
 Instructor Equipment Insurance
 Instructors 24 Hour Personal Accident
 Business Insurance
PUBLIC LIABILITY COVER
 Public liability cover will form the basis of 
most fitness instructor insurance policies. 
This can protect you if a client or another 
member of the public claim compensation for 
injury or damage caused by your business.
 For instance, your client may trip over the 
fitness equipment and may fracture their 
wrist. There are chances of them claiming for 
compensation. It is always better to be 
covered to have peace of mind.
PROFESSIONAL INDEMNITY 
INSURANCE
 Professional indemnity insurance covers the 
legal costs when defending a claim and 
compensation that may be awarded to your 
client if you give advice that is seen as 
negligent or incorrect - which is why it is a 
fundamental asset for many trainers.
INSTRUCTOR EQUIPMENT 
INSURANCE
 Essential insurance cover for all qualified 
fitness instructors working in a gym, studio, 
home or outdoors. It covers accidental loss or 
damage including theft of equipment.
INSTRUCTORS 24 HOUR 
PERSONAL ACCIDENT
 Instructor 24 Hour Personal Accident 
Insurance provides you with an income if you 
are unable to carry out your duties as a 
fitness instructor due to an injury as a result 
of an accident.
BUSINESS INSURANCE
 In addition to your recreational facilities, your 
gym may have other properties like offices, 
locker rooms, or a pool. This insurance will 
cover your properties at the time of the 
unexpected accident.
FITPRO: FITNESS INDUSTRY 
PROFESSIONALS
 Get in touch with FitPro to know about the 
essential insurance cover for all qualified 
fitness instructors working in a gym, studio, 
home or outdoors.